I decided that this year I am going to start my Christmas shopping early - way early - TODAY! I always wait until the last minute and spend way too much money around the holidays, but not this year. I am creating a list with a budget and I am going to buy a couple gifts every month. Let's hope this helps to keep me organized and on budget!
I owe this organization of my funding to Lindsay. She challenged me a couple months back and even though I didn't really follow her challenge... I did change my spending habits. I now have a savings account! WOOT WOOT! It's so much more fun to spend money when I know that I am getting good deals and creating a savings account at the same time. :-) Thanks Linds!!